Investments
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This part of the site explains how you can invest your super through the Oracle Superannuation Plan. You must make an investment choice when you join the Plan or your application for membership cannot be processed.

You have five investment options to choose from - Diversified Shares, Growth, Balanced, Stable and Cash. Each option has a different investment strategy and different investment objectives.

You can choose to invest all of your super in one of the options, or you can choose a mix of the different options. You can also choose to invest your future super contributions and your existing account balances in a different way.

The table below gives you an overview of your investment choices.

Investment Return Objective measured
over rolling 10-year periods
Investment strategyVolatility level
Diversified Shares CPI + 4% pa Invest 100% in Australian and International shares, with some exposure to currency High
Growth CPI + 3.5% pa Invest about 85% in shares, alternative risk premia, property, real return funds, structured beta and infrastructure, and about 15% in fixed interest and cash Medium to high
Balanced CPI + 2.5% pa Invest about 62% in shares, alternative risk premia, property, real return funds, structured beta and infrastructure, and about 38% in fixed interest and cash Medium
Stable CPI + 1.5% pa Invest about 40% in shares, alternative risk premia, property, real return funds, structured beta and infrastructure, and about 60% in fixed interest and cash Low to medium
Cash CPI + 0.5% Invest 100% in short-term interest bearing assets (e.g. cash) Very low

For more information on the investment options in the Plan and to learn more about investments please download the Investment Guide below:

the Investment Guide

For further information on investments, please refer to: