Spouse Membership
Need more? Call 1800 257 135

If you are a IPE member you can provide your spouse with superannuation benefits through the Fund. A Spouse member can apply for life insurance through the Fund.

the IPE Super for Spouse members

Open a Spouse account and choosing your spouse contributions

As an Employee member you can choose to start making spouse contributions at any time and these contributions will count towards your spouse's non-concessional contribution cap. These contributions are paid into a Spouse account in your spouse's name.

To set up a Spouse account both of you must complete this form:

an IPE Super Spouse Form

Splitting your contributions with your spouse

As an Employee member you can split some of your concessional superannuation contributions with your spouse once each financial year. To split your contributions with your spouse, download the form below:

a Contribution Splitting Form

Choosing an investment option

As a Spouse member you will have access to the same eight investment choices as other members. You can change your investment option at any time.

A switching fee applies each time you change how your Spouse account balance is invested. However, no fee applies to the first switch that you make in a financial year.

To choose an investment option, your spouse needs to complete this form:

an IPE Super Spouse Form

Rolling money into the Fund

As a Spouse member you can choose to rollover money into the Fund at any time after an account has been opened in your name, and an initial contribution has been made. To do this you need to complete a Rollover Form:

a Rollover Form

Choosing your insurance

As a Spouse member you can choose to take out life insurance in the Fund at any time. Fees apply for insurance cover as detailed in the Spouse member Product Disclosure Statement.

To apply for insurance for the first time, you need to complete the IPE Super Spouse Form and Personal Statement:

an IPE Super Spouse Form

a Personal Statement

The insurance company will review the application and may ask for more information. The insurer reserves the right to refuse or grant insurance cover, based on this information.

To increase the level of cover, you need to complete both the IPE Super Spouse Form and Personal Statement and return both to the Fund Administrator.

To reduce or stop the insurance cover, you should contact the Fund Administrator.

Remember, you and your spouse must ensure there are sufficient funds in your Spouse account to cover the monthly insurance fees. If there are insufficient funds in your Spouse account to meet the monthly fee, your insurance cover will end.