Disclaimer
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1.1 Use of the Service
The Service is owned and operated by Towers Watson Australia Pty Ltd (ABN 45 002 415 349, AFSL 229921) "Willis Towers Watson". Your access to this Service is subject to these terms and conditions, notices, disclaimers and any other terms and conditions or other statements contained on this Service (referred to collectively as "Terms and Conditions").

1.2 Your Responsibilities
You will protect all equipment and software used to access the Service from any virus, bug, trojan, intrusion or any other contamination that may be conveyed by information acquired through use of the Service;
You will not use any robot, spider, other automatic device or manual process to monitor or copy the Service without the prior written permission of Willis Towers Watson.
Your use of the Service is at your own risk.

1.3 Representations and warranties about the Service
Willis Towers Watson does not warrant that the Service will be uninterrupted, free from computer viruses, trojans, bugs, vulnerabilities or errors, and makes no representation or warranty as to the results to be obtained from use of the Service.
The Service may contain links to resources located on servers maintained by others over whom Willis Towers Watson has no control. Willis Towers Watson makes no representation as to, and accepts no liability for, the accuracy or any other aspects of the information contained on such servers or with respect to any other matter relating to or arising in connection with access to such resources or servers.

1.4 Indemnity
You agree to indemnify Willis Towers Watson against all liability, loss, damage, cost and expense (including reasonable legal fees) incurred by Willis Towers Watson arising from or relating to your use of the Service, or any act, error or omission of you or any other person in connection with the Service, including but not limited to matters relating to incorrect, incomplete or misleading information; defamation, invasion of privacy, infringement of a copyright, trade name, trade mark or other intellectual property, any defective product or any injury or damage to person or property caused by any products sold or otherwise distributed through or in connection with the Service or violation of any applicable law.

1.5 Amendments to the Service
By posting revised versions of these Terms and Conditions on the Service or otherwise providing notice to you, Willis Towers Watson may modify the terms of these Terms and Conditions and may discontinue or revise any or all other aspects of the Service in its discretion and without prior notice. All such changes become effective on the posting of the revised Terms and Conditions on the Service and each revised set of Terms and Conditions governs your future use of the Service. Each posted version of these Terms and Conditions supersedes any prior paper or other media-based copies of these Terms and Conditions that may have been included in any software or related materials provided by Willis Towers Watson.

1.6 No financial or investment advice
The material set out in this website is made available in good faith and has been derived by sources believed to be accurate as at the time of compilation.
The material provides general information and is not designed for the purpose of providing financial or investment advice. The information does not take into account your individual circumstances. As such, before making any investment decision, you should consider whether you obtain advice on whether the information is appropriate to your needs, financial circumstances and investment objectives.

1.7 No offer, invitation or recommendation to invest
The information contained in this website does not constitute an offer, invitation or recommendation to invest in the IPE Super Fund ('the Fund').

1.8 Currency of information
The information contained on this website is current as at the stated date of publication. Willis Towers Watson accepts no responsibility for updating information after the stated date of publication.

1.9 Miscellaneous
The information contained in this website is provided for use by persons accessing this site from the Commonwealth of Australia.

1.10 Governing law
This agreement and the Service is governed by the laws of Victoria, Australia and the venue for any dispute relating in any manner to the Service will be a court of competent jurisdiction in Victoria, Australia and you waive all defences inconsistent with such venue.

1.11 Unenforceability
If any provision of this agreement is held to be invalid, illegal or unenforceable, it will not affect the validity, legality and enforceability of any of the remaining provisions.