This part of the site explains how you can invest your super through the Deseret Benefit Plan for Australia.
You have four investment options to choose from. Each option has a different investment strategy and different investment objectives.
You can choose to invest all of your Voluntary Savings accounts in one of the options, or you can choose a mix of the different options. If you don't make a choice, your super will be invested in the Market Linked option.
The table below gives you an overview of your investment choices.
|Investment Return Objective||Investment strategy||Volatility level|
|High Growth||A return (after tax and investment fees) that is at least 2.0% p.a. more than movements in the UBS Bank Bill Index over rolling nine-year periods||To invest about 80% in growth assets, 10% in income assets and 10% in diversifying assets.||High|
|Market Linked||A return (after tax and investment fees) that is at least 1.5% p.a. more than movements in the UBS Bank Bill Index over rolling seven-year periods||To invest about 60% in growth assets, 20% in income assets and 20% in diversifying assets.||Medium to high|
|Enhanced Yield||To achieve a return (after tax and investment fees) that is at least that of the UBS Bank Bill Index over rolling three-year periods||To invest about 100% in income assets.||Low to medium|
|Cash||To achieve a positive rate of return over all periods||To invest 100% in cash.||Very Low|
For more information on the investment options in the Plan please download the Annual Report below:
For further information on investments, please refer to: